Bridging Loans
Additional Charges
A clear schedule of facility fees and administration charges you should expect on a commercial bridging loan. Updated 31 July 2026.
Bridging facilities can involve facility fees plus administration and third-party costs. The schedule below sets out the charges you should expect to see on a commercial bridging loan with StatusKWO. Percentage fees follow our published rates. Third-party costs are confirmed by the relevant professional before you commit.
Arrangement fee
2%
Exit fee
1.5%
Early repayment
Nil
Interest from
1.25% / month
Fee schedule
Facility fees
Core fees linked to setting up and exiting the loan. Percentage figures follow our published rates and may vary with deal complexity.
| Charge | When payable | Amount | Notes |
|---|---|---|---|
| Arrangement fee | On completion | 2% of gross loan | Usually deducted from the advance. Higher fees may apply on complex or higher-LTV cases. |
| Exit fee | On redemption | 1.5% where applicable | Agreed upfront in your terms. Some facilities are structured without an exit fee. |
| Early repayment charge | On early redemption | Nil | Interest is charged only for the days the loan is outstanding. |
| Extension fee | If the term is extended | Confirmed in facility letter | Applies only where an extension is requested and approved before the original term ends. |
Fee schedule
Administration charges
Lender administration items that commonly arise during the life of a bridging loan.
| Charge | When payable | Amount | Notes |
|---|---|---|---|
| Redemption statement fee | On request of a redemption statement | £500 | Covers preparation of the formal statement setting out the sum required to redeem. |
| CHAPS / telegraphic transfer fee | On each same-day funds transfer | £50 | Charged where funds are released by CHAPS rather than standard bank transfer. |
| Administration / drawdown fee | On completion or each drawdown | 0.5% of gross loan | Covers lender administration linked to release of funds. Multiple drawdowns may each attract a fee. |
| Loan variation / amendment fee | On agreed change to facility terms | Confirmed in facility letter | Applies to changes such as security substitutions, borrower structure changes or term variations. |
| Deed of priority / intercreditor fee | Where other charge-holders are involved | Confirmed in facility letter | Covers lender work on priority or intercreditor arrangements with existing mortgagees. |
| Duplicate document fee | On request for copy documents | £25 per document | Applies to duplicate facility letters, statements or security documents after originals have been issued. |
| Default interest | On arrears or events of default | 2.5% per month | Applies unless otherwise agreed in the finance documents. |
Fee schedule
Third-party and professional costs
These costs are payable to valuers, solicitors, registries or insurers. StatusKWO does not mark them up. Quotes are obtained before instruction where practicable.
| Charge | When payable | Amount | Notes |
|---|---|---|---|
| Valuation fee | Before valuation is instructed | At cost (RICS panel valuer) | Depends on property value, type and location. Paid direct to the valuer. |
| Re-inspection / revaluation fee | If a further inspection is required | At cost (RICS panel valuer) | May apply after works, on term extension or where market conditions have changed. |
| Lender legal fees and disbursements | On completion (and abortively if the deal falls away after instruction) | Quoted with your offer | StatusKWO’s solicitors invoice the borrower. Complexity and security type drive the quote. |
| Borrower legal fees | Per your own solicitor’s terms | Third-party cost | You instruct and pay your own solicitor. Independent legal advice is required. |
| Title insurance premium | Where title insurance is required | At cost | Used only where title issues make a policy the practical route. Premium depends on risk and loan size. |
| Land Registry and Companies House fees | On registration of security | At cost (statutory fees) | Official registration fees for charges, deeds and corporate filings. |
| Monitoring / quantity surveyor fees | Where staged works or development monitoring apply | At cost (per visit or report) | More common on heavier refurbishment or development-linked bridges. |
| Broker / intermediary fee | As agreed with your broker | As agreed with your broker | If you apply via a broker, their fee is separate from StatusKWO’s facility fees. |
Important notes
- All StatusKWO lending is unregulated commercial finance for professional property investors, developers and corporate borrowers only. It is not FCA-regulated consumer credit.
- Indicative figures and descriptions on this page do not replace your facility letter. Where a charge applies, the amount in your facility documentation prevails.
- You remain liable for properly incurred lender costs if an application is aborted after professionals have been instructed.